Credit Card, Debit Card, PayPal

We accept Visa, MasterCard, PayPal and American Express. 


The smarter way to pay for what you want today

Nothing to pay today

We pay the store, you get the goods delivered.

Interest free

Easy interest free payments. No hidden fees.

Flexible repayments

Pay us back how you like – weekly, fortnightly or monthly.

Reusable account

A reusable account with a limit that suits your needs.

Zip FAQs

All you need is:

  • A valid email address and mobile number.
  • Be at least 18 years old.
  • Be an Australian Citizen or Permanent Resident.
  • Have a good credit history.
  • Read more about what you need to apply for Zip Pay and Zip Money

How to use Zip:

  • Choose the account that’s right for you.
  • Sign up and get a decision in minutes.
  • Select Zip at checkout.
  • Log into your account to set up your a repayment schedule to suit your lifestyle.
  • Reuse your account anywhere you see the Zip logo.

Fees & interest:

  • Zip Pay purchases are interest free, always.
  • Zip Money is interest free if you pay off your purchases within the interest free period.
  • Standard interest rate of 19.90% applies after the interest free period.
  • The $6 monthly account fee is waived if you pay your balance by the due date.
  • If there’s nothing owing on your account, there’s nothing to pay and no fees.


  • Choose from weekly, fortnightly or monthly payments to suit your lifestyle.
  • Repayments start from $40 a month and are based on your account’s credit limit.

Returns & refunds:

  • If your item meets Appliances Online returns policy, the purchase amount will be credited back to your Zip account.

Read more here about repayments, interest and fees for Zip Pay and Zip Money.

Two great ways to help you own it

Your everyday spending account

Up to $1,000

Account limits:
Up to $1,000

Interest free period:
Always interest free

Establishment Fee:

Minimum repayments:

Monthly fees:
$6/month (waived if you have no balance)

Your everyday spending account

Over $1,000

Account limits:
$1,000 – $30,000

Interest free period:
Up to 6 months interest free

Establishment Fee:
$0 – $99 (one off fee added to your balance)

Minimum repayments:
From $40/month or 3% (whichever is greater)

Monthly fees:
$6/month (waived if you have no balance)


Afterpay offers instalments for online shoppers

Buy what you want today, pay for it in four instalments, interest-free.

Add your favourites to cart

Select Afterpay at checkout

Log into or create your Afterpay account, with instant approval decision

Your purchase will be split into 4 payments, payable every 2 weeks

The payment platform allows you to purchase in four instalments, due every 2 weeks.

For example, if you purchase an item for $200, you will pay it in four smaller instalments. There is no additional cost to use Afterpay so long as you pay on time.

How does it work?

All you need is

  • An Australian debit or credit card
  • To be over 18 years of age
  • To live in Australia

To use this service

  • Add your items to your bag and checkout as normal
  • In checkout select Afterpay as your payment method
  • Enter your details with Afterpay and you’re done!
  • Your payment schedule will be emailed to you

Other things to note

Your payment schedule will be emailed to you. If you wish to return your items you can choose an exchange, or the payment plan can be cancelled.

If you miss a payment, you will be charged a late payment fee of $10 with a further $7 fee added 7 days later if the payment is still unpaid.

For full terms and conditions please visit Afterpay


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